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It’s Spring – Time to Review Your Mortgage
Most homeowners borrow extensively to pay for their home. However, even if you get a great home mortgage immediately and make the right choice when it comes to fixed rate or adjustable home loans, that does not mean your decision is over. As the market and your own financial situation changes, you will want to…
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A Debt Plan
If you have huge debts you need a solid plan to tackle it all. The best system is a simple step-by-step plan that keeps you out of overwhelm: Find out how much you really owe. Look at all your bills and read a copy of your credit report. What do you owe, to whom, and…
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6 Ways to Overcome Feelings of Deprivation When Saving and Paying Down Debt
While saving money and paying down debt are important financial goals, it can be challenging to resist the urge to spend money on things you want but don’t necessarily need. Here are some tips to help you fight feelings of deprivation when you are saving and paying down debt: 1) Set Realistic Goals: Setting achievable…
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Mistakes That Cost You Big Cash
Some mistakes hurt you more than others, but these financial blunders can really bite you in the long run: Carrying a credit card balance. Paying off your credit card is one of the smartest things you can do. Carrying a balance gets you a hefty interest charge and lowers your credit score. Too many debts.…
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Bad Debt Moves
Sometimes, people who are trying to pay off their debts land themselves in even deeper water by making the wrong decisions with their debt. Are you guilty of these bad moves? 1 – Switching credit cards to take advantage of an introductory offer and then carrying a balance. After that introductory rate, the rates will…